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     Ben Kesslir was headed home 

everyday from school. 

  When Ben arrived at home he saw a 

letter that was for his mom. He opened 

it up it was a credit card. Ben didn't 

know what it was so he put it back 

down.

   Ben went to the store later that night 

to go get groceries with his mom.

    Ben noticed that when his mom was 

paying she was using the card he found 

earlier. He noticed she didn't have to 

enter in her card code, like she does 

with other cards. 

     In the car Ben asked his mom about 

the card. She said, "It is a credit card. It 

is a card that had money on it that the 

family could use but we would have to 

pay the money back later." 

   When Ben went to bed that night he 

thought, "That he could take the card to 

buy things. It was free money."

   The next day Ben took the credit card 

so he could go buy himself some candy 

at the corner store.

When Ben got home he put the candy in his 

room; and went to the store to get some new 

toys, video games, and anything he wanted.  

   When Ben was buying candy 

and toys. The Credit Card 

Corp. got a notice that Ben's 

family was using up a lot of 

money from the credit card. 

   The Credit Card Corp. had just 

finished the bill to send to Ben's family. 

They needed to pay the company back 

$7,000 for their credit card.  

     Soon Ben's parents got the bill for 

the credit card in the mail. It said they 

had to pay $7,000. They didn't 

understand they just got the card four 

days ago. They only used it for 

groceries.  

     Ben kept buying more and more new 

things. He wouldn't stop spending the 

money. Slowly making his parents 

spend more money on the credit card 

debt. 

      Ben's parents sent in a check later 

that night for $5,000. They used up all 

of their savings for this check. They had 

to save a little money to pay for food 

and other things they needed to get by.

   Ben's parents also called the credit 

card company the night they sent the 

check. They wanted to cancel their 

credit card because they felt like it got 

stolen. But this credit card company 

didn't do that they didn't cancel the 

card. They wanted the bill to rise so 

they could make more money. 

     The check arrived at Credit Card 

Corp. but, they are very evil. They took 

the check and shredded   it up in a 

shredder where all the other checks go. 

Ben's parents each week got a new bill 

that got bigger and bigger. Like Ben's 

stack of toys. They couldn't afford to pay 

this.

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